Wholesale and Limited Purpose Banks under the Community …
2017年10月25日 · Under the Community Reinvestment Act, a bank may apply to its primary federal regulator to be designated a wholesale or a limited purpose bank. Such banks are …
The final rule revises the definition of limited purpose bank to include both those banks currently considered “limited purpose banks” and those currently considered “wholesale banks,”
Distressed and Underserved Areas - Office of the Comptroller of …
2021年1月29日 · Bank type is determined by a bank's asset size in the case of small, intermediate, and GPS banks and by business model in the case of wholesale and limited …
Net Stable Funding Ratio: Final Rule | OCC
2021年2月24日 · The OCC, Federal Reserve Board, and FDIC published a rule implementing the net stable funding ratio (NSFR), which is designed to strengthen the ability of covered …
This Community Developments Fact Sheet explains how national banks and federal savings associations (collectively, banks) can partner with community development financial …
Bank Information Technology Issuances | OCC
2024年7月25日 · These issuances provide information to national banks and federal savings associations (collectively, banks) about bank information technology activities and situations …
OCC Report Highlights Key Risks in Federal Banking System
2024年6月18日 · Wholesale funding usage continued to grow albeit at a slower pace going into 2024. Investment portfolio depreciation improved but unrealized losses remain elevated as …
Community Reinvestment Act (CRA) - Office of the Comptroller of …
2024年3月29日 · The Community Reinvestment Act of 1977 (CRA) provides a framework for financial institutions, state and local governments, and community organizations to jointly …
47731, September 10, 1997), implementing section 109, banks designated as limited purpose or wholesale banks under the Community Reinvestment Act (CRA) were excluded from the host …
Funding through alternative sources exposes banks to the heightened interest-rate and credit sensitivity of these funds providers. Providers of wholesale funding often require a bank’s …