Use the app to define priorities and guide spending decisions toward the life you want. Live spendfully Improve relationships, sleep better at night, and achieve your goals through intentional spending.

YNAB is available for Web, Mobile - iOS (iPhone and iPad) & Android, Apple Watch and Alexa by Amazon. Start using YNAB today!

Access YNAB on your computer, phone, or tablet (even offline!). YNAB updates automatically across all of your devices.

Financial Wellness by YNAB is a benefits program that combines YNAB app access with our award-winning support and financial education. We help employees build mindful spending habits so they can be fully present to collaborate, create, and connect when they're at work.

Not sure where or how to start? No problem. We’ve got it all right here! Check out these step-by-step instructions to set up YNAB and change your relationship with money.

Try our app for free: no commitment, no credit card on file, no risk of getting charged for a forgotten cancellation.

For the past year and a half, the YNAB team, every last one of us, was focused on one thing: making the best budgeting mobile app possible. (In case you missed it, you really need to check it out!) We’re still bowled over by all of the rave reviews and, more importantly, the fact that now it’s possible to manage your entire budget from your ...

YNAB Guides. Want to curl up and read everything there is to read about money? We get it! Our guides are the long and the long of it, and these principles apply whether you use our app or not. You’ll be mastering your money in no time!

Our app is awesome. We have over 53,000 reviews on the App Store and a rating of 4.8 stars. With real-time sync on web and mobile, you’ll have a big-picture perspective of your finances and priorities everywhere you go. Securely link your accounts, import transactions automatically or manually, and rest easy knowing YNAB will never sell your ...

sent you a free month of YNAB! Join the movement of YNABers who spend guilt-free thanks to our simple set of life-changing habits. Start with our 34-day free trial and you'll both get an additional free month when you subscribe.