The SEPA project aims to further develop common Union-wide payment services to replace current national services with regard to payments denominated in euro. With a view to ensuring complete migration to Union-wide credit transfers and direct debits, Regulation (EU) No 260/2012 establishes technical and business requirements for credit ...

A short overview of how the PSD2 fosters innovation, consumer protection and security Rules for third-party payment service providers. The PSD2 opens up the EU payments market to third-party payment service providers offering services based on …

The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, [1] which replaced the Payment Services Directive (PSD), Directive 2007/64/EC [2]) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU ...

The legal framework for SEPA – which the ECB helped to draw up in close cooperation with the European Commission – is based mainly on the Cross-border payments Regulation, the Payment Services Directive (PSD/PSD2), the SEPA migration …

With PSD2, the Directive will allow retailers to ‘ask’ consumers for permission to use your bank details. Once you give permission, the retailer will receive the payment directly from your bank – no intermediaries

The Directive also laid the groundwork for the single euro payments area (SEPA), which allows consumers and businesses to make payments under the same conditions across the euro area. The Payment Services Directive (PSD1) was transposed …

Payment Services Directive 2 (PSD2) Payment Services Directive 2 (PSD2) Payment Services Directive 2 (PSD2): DIRECTIVE 2015/2366/EU (PSD2) Recital: Recital. Title I: SUBJECT MATTER, SCOPE AND DEFINITIONS Article 1: Subject matter. Article 2: …

支付服务指令 （Payment Service Directive，简称PSD）最初于 2007 年通过，是 单一欧元支付区 （SEPA）的法律基础。 PSD2 是修订后的支付服务指令。 “2” 是指修订后的指令，因为它取代了原始支付服务指令（PSD）。 PSD2 中概述的法规旨在保护消费者及其数据，其中包括更加安全可靠的支付选项、更快的支付周转，还定了退款权。 PSD 旨在使欧洲支付委员会 74 个成员国之间付款更便捷，并改善对欧盟成员国公民的消费者保护。 PSD 的首要目标是通过将支付服务提供 …

Directive (EU) 2015/2366 (known as the revised payment service directive or PSD2) provides the legal foundation for the further development of a better integrated internal market for electronic payments within the European Union (EU).

修订后的《支付服务指令》 (PSD2) 是一项欧洲法规，旨在提高 线上付款 的安全性，同时支持金融服务领域的竞争。 PSD2 于 2016 年生效，是对 2007 年设立的原始 PSD 的更新。 PSD2 要求加强客户身份验证以防止在线交易中的欺诈，并要求银行向第三方提供商 (TPP) 开放其支付服务和客户数据，这可以推动新金融产品和服务的创建。 PSD2 是一项重要的立法，正在重塑欧洲数字支付的运作方式。 下面，我们将介绍该立法中包含的内容，它如何影响金融业，以及企业需要了 …