The point of the 3-D Secure flow is to verify that the true cardholder is a part of the authorization. The challenge flow is used to present a way of authenticating the cardholder using e.g. OTP or …

Identifies the vendor and version for the 3DS SDK that is integrated in a 3DS Requestor App, assigned by EMVCo when the 3DS SDK is approved.

2024年5月15日 · Each card issuer has a different name for 3D Secure (3DS), although the flows are the same. The only differences are the exact data exchanged, and the algorithms used to …

Fully qualified URL of 3DS Requestor website or customer care site. According to the specification, this data element provides additional information to the receiving 3-D Secure …

Challenge Response Message (CRes) # The CRes message is the ACS response to the CReq message. It can indicate the result of the Cardholder authentication or, in the case of an App …

3DS 认证 3DS 认证 . 3D Secure 2 是一种身份验证协议，可为无卡 (CNP) 交易提供额外的验证。 ... 等待 Cres 验证结果返回到 authentication.returnUrl. 发卡行将在从发起 Creq 验证请求起的 …

Depending on the type of 3DS transaction the method has an optional parameter cres which can contain a final CRes or Erro message. Follow ASEE's comprehensive guide to implementing …

CReq/CRes: refer to Trust List templates for the user interface. Indicates whether a challenge is requested for this transaction. Indicates the type of 3RI request. This data element provides …

3DS is the protocol defined by EMVCo for implementing authentication. 3DS allows merchants and payment providers to send over 100 data elements to help the issuer assess the risk level …

Decoupled authentication is an authentication method whereby authentication can occur independently from the cardholder’s experience with the 3DS Requestor. For Decoupled …