Aug 8, 2022 · An HO-2 policy, also known as a broad form policy, is homeowners insurance that contains more coverage than the most basic of policy forms but less coverage than a standard …

Apr 14, 2019 · HO-2 — Designates a "broad form" homeowners insurance policy that provides insurance coverage on a "named-peril" basis. There are 16 covered perils on a broad form …

Jun 4, 2024 · HO-2 policies protect against everything the HO-1 does, plus two extra perils. Damage from falling objects is covered, as is water damage from an accidental overflow of …

Feb 5, 2025 · What is an HO-2 policy? An HO-2 policy is a type of home insurance that is written on a named-perils basis. This means it only covers damage to your property that’s caused by …

Jun 7, 2024 · An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, …

Jun 7, 2022 · The primary difference between HO2 and HO3 home insurance policies is the way your dwelling is covered. With HO2 coverage, your dwelling coverage is written as named …

Mar 25, 2025 · An HO-2 home insurance policy covers only your home and personal property against threats specifically named on the policy's declarations page. An HO-2 policy is often …

An HO-2 policy is a property insurance policy that covers your home, other detached structures, and their contents. In addition, the policy typically provides coverage for personal liability and …

Feb 1, 2023 · An HO-2 policy (commonly called a broad form policy) is a type of home insurance that exceeds the basic coverage of an HO-1 policy but offers less protection than the more …

Jan 16, 2025 · An HO-2 policy is the technical term for one of the eight Homeowners Insurance tiers. It is a named peril policy, meaning that it will only cover damages that occur due to …