Optimize mobile payments with 3D Secure 2.0. Enhance security and reduce checkout friction with frictionless flow and non-payment authentication.

3DS2 (3D Secure 2.0) is an authentication solution designed to protect customers when they shop online using credit or debit cards. The purpose of 3DS2 is specifically to prevent a shopper’s credit or debit card from being used without their authorisation.

3D Secure 2 (3DS2) introduces “frictionless authentication” and improves the purchase experience compared to 3D Secure 1. It is the main card authentication method used to meet Strong Customer Authentication (SCA) requirements in Europe and a key mechanism for businesses to request exemptions to SCA.

By supporting richer data exchanges and additional data sharing during online transactions, 3D Secure 2.0 enhances the risk-based authentication capabilities of merchants and issuers.

EMV 3DS 2.0 helps prevent Card Not Present (CNP) fraud for digital payments. With EMV 3DS 2.0, customers are quickly authenticated enabling a frictionless and more secure payment experience. The PSD2 legislation implemented in 2020 …

By removing old pain points from 3D Secure 1, 3D Secure 2 is able to present a faster, more coherent, and unobtrusive authentication solution. For merchants, cart abandonment rates will improve. 3D Secure 1 always required cardholders to manually enter a password.

3D secure and its new and improved version, 3DS2, are authentication protocols that were designed to increase the protection of consumers making purchases online as well as to protect companies from fraudulent transactions.

3DS 2.0 expands on the functionality of 3DS 1.0 and makes the experience more secure, effective, and seamless for all stakeholders. 3DS 2.0 eliminates the use of the static password for authentication, supports different payment channels, enables 10x more data to be exchanged to enhance decisioning, and supports guest checkout. 3.

Jan 30, 2024 · 3DS2 (also known as Three-Domain Secure 2.0 or 3DS2) is an authentication protocol that banks and financial institutions use to authenticate online transactions. Specifically, it involves the exchange of information between three domains (acquirer, card schemes and issuer) to authenticate an online payment.

What Is 3DS2? 3D Secure is a multi-factor security protocol designed to authenticate cardholders in card-not-present (CNP) transactions. The first version of 3D Secure was released more than 20 years ago, while the current version — 3D Secure 2.0, or 3DS2 for short — was released in 2016 and formally published in 2017.