A personal loan is an unsecured loan you can use to consolidate debt, pay for major expenses, and more. Check your rate for up to $40,000 with Discover®.

Learn how to apply for a personal loan in 5 easy steps with Discover®. See what you need to apply, check your rate and apply today.

With a Discover® personal loan, for example, you can apply for up to $40,000. With rates from x to x APR, we could help you save money on higher-rate interest and pay off your debt sooner.

Our personal loan calculator can estimate your interest and monthly payments for the terms you pick. See how Discover® Personal Loans could help you.

2024年10月30日 · To apply for a personal loan you will need to meet several requirements defined by your lender, and you’ll want to have specific documents on hand to complete the application process. We’ve laid out five steps to help you prepare to apply for a personal loan, including how to understand your eligibility and prepare your documents.

Apply by phone Talk with a U.S.-based loan specialist who will explain your options and help you complete your application.

2024年11月4日 · Do you need a loan but are self-employed or a freelancer? Learn about your options, how to apply, and what you'll need, with Discover Personal Loans.

2025年2月13日 · Apply online or over the phone to review your loan options, then upload required documents. We’ll confirm your initial eligibility. Processing your info (around 4 weeks). We’ll gather third-party information about your home and then send your complete application to underwriting for a final decision. Closing your loan (around 1-2 weeks).

A home improvement loan is a personal loan for home repairs, appliances, remodels, and more. Get up to $40,000 with no origination fee, from Discover.

2025年1月28日 · Discover® Home Loans offers home equity loans at low fixed rates with no appraisal fees, no origination fees, and no cash due at closing. You may even be able to borrow up to 90% CLTV of the value of your home’s current equity.