C2FO is the only working capital solution that allows suppliers to get invoices paid early, when they want, at a discount they select using our patented Name Your Rate® technology. No loans, factors, paperwork or hassle.

C2FO has a best-in-class NPS of 75, determined by customer feedback. We are committed to being the best working capital option to our customers as we look for ways to better serve them every day.

C2FO helps businesses around the world access the fast, low-cost capital they need to achieve their financial goals. Learn more about our story and mission.

C2FO is a Leawood, Kansas -based financial technology company that operates a working capital finance platform that allows businesses to access funds that are tied up in accounts receivable. [1] The company was founded as Pollenware in January 2008 by Sandy Kemper, former CEO of UMB Financial Corporation. [2] .

C2FO es la única solución de capital de trabajo que permite a los proveedores obtener el pago anticipado de sus facturas, cuando lo deseen y con el descuento que elijan, gracias a nuestra tecnología patentada Name Your Rate®.

The Power to Get Paid Faster Take control of your cash flow It’s time to get paid sooner so you can get more done. With fast, flexible access to low-cost capital, C2FO helps you turn invoices into opportunities — today.

Enterprises that want healthy supply chains use C2FO to give their partners an easy way to access the cash flow needed to run and grow their businesses. The Kroger Early Pay Program is a simple, low-cost way for Kroger vendors to improve cash flow. No fees and payment comes directly from Kroger.

Kansas City, USA (January 14, 2025) — C2FO, the world’s on-demand working capital platform, announced that in December it had surpassed $400 billion in lifetime funding to its customers and achieved $1 billion of daily funding for the first time.

Activate your C2FO account to access early payment solutions and optimize your cash flow.

Enterprises that want healthy supply chains use C2FO to give their partners an easy way to access the cash flow needed to run and grow their businesses. The JSW Steel Coated Early Pay Program is a simple, low-cost way for JSW Steel Coated vendors to improve cash flow. No fees and payment comes directly from JSW Steel Coated.