2022年8月15日 · The way I understand it is you have 29 days to pay. On the 30th your late. And since many lenders say as an example, a bill must be paid by 5pm so paying at 7pm on the …

2013年3月2日 · However, the joint credit reporting manual used by each of the Big-3 CRAs, called the Credit Reporting Resources Guide, states clearly, with specific examples, that a …

2008年1月25日 · Most CCCs say 30 days late when it actually 30 days late. Five years ago Best Buy and Wells Fargo said 30 days late means the payment wasnt received by the next …

2014年3月13日 · Being late on a payment and having a 30-late that is reportable to a CRA are entirely different. A payment is late under your account agreement based on the billing due …

2010年10月18日 · A charge-off and a 180-day late are totally dfferent. A 180-day late is stored as of its date of occurance in your payment history profile. You payment history can post monthly, …

2014年7月2日 · Re: I paid my Wells Fargo Payment 31 days late. Would they still reported as a 30 day late payment I know this is 5 years later... but I just paid 31 days late.

2015年3月31日 · This is my interpretation of due on the March 1st. If paid on or before the 1st it is paid on time. If paid on the 2nd, it is one day late. If paid on the 31st it is 30 days late. If it were …

2014年2月3日 · So the easy way out is to feign ignorance and make the payment a few days / weeks late. They might even waive the late fee. However, if you know you are going to be …

2025年3月10日 · My lender reports a payment 30 days late, if it isn't received by the last day of the month, following the origianl due date of the payment. Example: Payment due 11/22/24.. …

2014年7月24日 · You should be good. It would only be 30 days late if you paid 30 days after the due date. You'll probably just get hit with a late payment fee, which could possibly be waived …