2017年9月19日 · The Financial Conduct Authority (FCA) has today published its approach to implementing the revised Payment Services Directive (PSD2). PSD2 is an EU Directive which sets requirements for firms that provide payment services, and will affect banks and building societies, payment institutions, e-money institutions and their customers.

2023年8月14日 · Guidelines on major incident reporting under Directive (EU) 2015/2366 (PSD2) These guidelines set out the criteria, thresholds and methodology to be used by PSPs to determine whether or not an operational or security incident should be considered major and, therefore, be notified to us.

2023年8月30日 · The revised Payment Services Directive (PSD2) is required to be implemented in the UK by 13 January 2018. The Treasury has transposed PSD2 into UK legislation in the Payment Services Regulations 2017 (PSRs 2017).

The PSRs 2017 implemented the Second Payment Services Directive (2015/2366/EC) (PSD2) in the United Kingdom. The PSRs 2017 provide an authorisation regime for payment service providers which are neither deposit-takers nor electronic money institutions.

The Financial Conduct Authority (“FCA”) is responsible for transposing other parts of PSD2. A transposition note setting out how PSD2 will be transposed into...

give directions to payment service providers under regulation 109(5) (Reporting requirements) of the Payment Services Regulations in relation to the form of the statistical data on fraud relating to different means of payment that must be provided to the FCA under regulation 109(4) of the Payment Services Regulations at least once per year;3

PSD2 指令有豁免权，主要适用于小型交易或被认为是低风险的交易。 这包括小额非接触式支付、“白名单” 企业支付、经常性交易以及被视为 “低风险” 欺诈机会的其他交易。 该指令旨在向欧洲支付行业引入公平的做法和规则，这主要是通过 “最大限度协调” 的概念来实现的。 最大限度的协调是指在考虑支付服务提供商的权利和义务的同时，也考虑到保护消费者的必要性。 其目的是通过设立加强竞争、保护用户、加速支付流程以及明确界定所有参与者的权利和适当程序的法规，在两 …

The Financial Conduct Authority (FCA) will continue to be the UK regulator responsible for authorisation and supervision of PSPs under PSD2. It has consulted on proposed changes to its rules and guidance, and has published a draft of its …

PSD2 代表支付服务指令的第二版。 尽管它专门适用于欧盟 (EU)，但被广泛认为是一项具有里程碑意义的支付服务法规，有可能改变银行、支付处理商和类似公司的全球运营方式。 2007 年，欧盟委员会出于以下两个主要原因颁布了最初版支付服务指令： 换句话说，PSD1 旨在通过鼓励非传统机构参与，为所有金融参与者创造公平的竞争环境。 它使金融科技公司和第三方支付提供商等新公司能够更轻松地进入市场，还将金融机构统一在单一监管框架下，为所有人制定共同的规则 …

2020年10月21日 · Short video to find out how you can benefit from using the PSD2 Navigator. This navigator is intended to help businesses identify the key changes that are relevant to them resulting from the revised Payment Services Directive (PSD2) …