Jan 2, 2025 · Condo insurance, also known as HO-6 insurance, is designed to cover what your condo association’s master policy won’t. A typical condo insurance policy covers your personal belongings and pays...

Dec 4, 2023 · An HO-6 insurance policy is the same as a condo insurance policy. It helps if your personal belongings are damaged or stolen. An HO-6 insurance policy also pays for repairs to the condo...

What Is HO6 Condo Insurance? An HO6 insurance policy is homeowners insurance for those who own a condominium or co-op unit. As a condo or co-op unit owner, you own and are likely responsible for damages to your unit.

Sometimes referred to as “HO6 insurance,” condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living expenses if you’re unable to stay in your residence due to a covered incident. Condo insurance generally won’t cover common areas in your complex, like hallways, sidewalks and parking lots.

Feb 21, 2024 · An HO-6 policy is a type of home insurance for condo or co-op units. A typical HO-6 policy covers the structure of your unit, your belongings, additional living expenses, liability, and loss assessments issued by your condo association.

Mar 25, 2025 · Condo insurance, also known as HO-6 insurance, is a type of homeowners policy that covers the interior of your condo unit, your personal belongings, and liability protection in case of accidents or damage.

Feb 28, 2025 · HO-6 insurance provides coverage tailored to condo owners, ensuring financial protection against various risks. Understanding how this policy works helps prevent coverage gaps and unexpected expenses.

Oct 21, 2021 · An HO-6 insurance policy provides property insurance for condos, co-ops and townhouses. The coverages in a standard HO-6 policy include protection for your unit's interior structure; unit improvements and alterations; your personal property; additional living expenses, if your home becomes uninhabitable; medical bills, if a guest is injured ...

The Insurance Information Institute says that individual HO-6 policies cover your personal possessions, structural improvements that you have made to your unit and additional living expenses if you are the victim of fire, theft or other disasters spelled out in your policy.

Feb 16, 2025 · HO6 insurance, also known as condo insurance, is designed for condominium owners to bridge the gap between a condo association’s master policy and individual unit owner responsibilities. It protects owners against financial losses tied to their property and liabilities.