Health Savings Accounts (HSAs) An HSA is a tax-exempt trust or custodial account you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to contribute to an HSA. No permission or authorization from the IRS is necessary to establish an HSA. You set up an HSA with a trustee.

2025年3月7日 · Health savings accounts offer tax-free health savings. Learn the rules of how they work, including contribution limits and eligible expenses, to see if they’re right for you.

2024年5月20日 · A health savings account is a tax-advantaged personal savings account that works in combination with an HSA-qualified high-deductible health insurance policy (HDHP) to provide both an investment and health coverage.

2024年9月16日 · What Is a Health Savings Account (HSA)? A Health Savings Account (HSA) is a tax-advantaged account created for or by individuals covered under high-deductible health plans (HDHPs) to...

Strict rules govern who is eligible to use an HSA, how much money you can contribute, and what you can use withdrawals for prior to age 65. Here are the key HSA rules you need to know. You...

2024年9月27日 · Not everyone can open and contribute to an HSA. You must meet the following requirements: You’re covered under a high-deductible health plan. You have no other health coverage, with some...

2025年1月23日 · Health savings accounts (HSAs) let you save and pay for qualified medical expenses with tax-free dollars. 1,2 But there are limits to how much you can contribute each year. Overcontributing can lead to unexpected tax penalties. Keep …

2024年8月14日 · A health savings account (HSA) is a tax-advantaged way to save for qualified medical expenses. HSAs pair with an HSA-eligible health plan. Because it offers potential tax advantages and money within the account can be invested, an HSA can be used to pay for both near-term medical expenses and expenses in retirement.

Health Savings Accounts (HSAs). • Medical Savings Accounts (Archer MSAs and Medi-care Advantage MSAs). • Health Flexible Spending Arrangements (FSAs). • Health Reimbursement Arrangements (HRAs). An HSA may receive contributions from an eligible indi-vidual or any other person, including an employer or a family member, on behalf of an ...

Information about Publication 969, Health Savings Accounts (HSA) and Other Tax-Favored Health Plans, including recent updates. Publication 969 explains HSAs, medical savings accounts, health flexible spending arrangements, and health reimbursement arrangements.