How M-KOPA Works. Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

M-KOPA Mobility. Get your electric motorbike from M-KOPA with affordable payments, comprehensive medical and disability cover, and more benefits. Go electric and enjoy 30% daily savings.

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection. Get a smartphone

Get a new smartphone with affordable daily payments today. Pay daily with our official M-KOPA Pay Bill Number - 333222, tagging your ID as the account number, and own your dream, sophisticated phone.Note: M-KOPA does not accept any cash payments.

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.

M-KOPA is a leading African fintech platform that provides affordable financial and digital products to “Every Day Earners” - the tenacious entrepreneurs who are the backbone of the continent’s economies. Our mission is to make financing for everyday essentials accessible to everyone.

At M-KOPA, we are solving real-world problems with innovative services. We believe in making a lasting impact. We’re a 3,000 strong team that’s building a path to financial progress for millions of people across multiple countries.

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection. Get a smartphone

More reasons to go with M-KOPA. Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

M-KOPA & Samsung Partner to Launch Phone Swap Initiative in Ghana for Samsung Galaxy A Series Devices