2020年7月7日 · The SFHA is the area where the National Flood Insurance Program's (NFIP's) floodplain management regulations must be enforced and the area where the mandatory purchase of flood insurance applies.

When structures inside the Special Flood Hazard Area (SFHA) are damaged, National Flood Insurance Program (NFIP) participating communities have a responsibility to assess impacts before repairs can be made, no matter the cause of damage.

2017年10月6日 · Substantial damage applies to a structure in a Special Flood Hazard Area (SFHA) – or a 1-percent-annual-chance floodplain – for which the total cost of repairs is 50 percent or more of the structure’s market value before the disaster occurred, regardless of the cause of damage.

2024年4月23日 · The Flood Disaster Protection Act of 1973 (42 U.S.C. 4012a) requires that projects receiving federal assistance and located in an area identified by the Federal Emergency Management Agency (FEMA) as being within a Special Flood Hazard Areas (SFHA) be covered by flood insurance under the National Flood Insurance Program (NFIP).

The NFIP is a voluntary program in which participating communities adopt and enforce minimum floodplain management regulations that limit development in the FEMA-defined 1% annual chance floodplain. In exchange, the federal government makes flood insurance available to all residents in that community.

Looking for more than just a current flood map? Visit Search All Products to access the full range of flood risk products for your community. The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP).

Participation in the NFIP is voluntary and is based on a community's agreement to adopt and enforce, at a minimum, the Federal standards for building within a Special Flood Hazard Area (SFHA). In exchange, the Federal Government makes flood insurance available as a financial protection against flood losses.

The NFIP, administered by a department of the Federal Emergency Management Agency (FEMA) known as the Federal Insurance and Mitigation Administration (FIMA), makes federally backed flood insurance available to consumers through NFIP Direct Program agents who deal directly with FEMA or through the Write Your Own (WYO) Program, which allows ...

This viewer provides a look at the NFIP penetration rates for Region 3 at the county and community levels. The penetration rate is calculated by taking the number of residential structures within the Special Flood Hazard Area (SFHA) that have an insurance policy and dividing it by the total number of residential structures in the geographic extent.

A Brief Introduction to the National Flood Insurance Program source of flood insurance coverage for residential properties in the United States. The NFIP has two main policy goals: (1) to provide access to primary flood insurance, thereby allowing for the transfer of some of the financial risk of property owners to the federal government; and ...