The main objectives of the PSD2 are (i) to contribute to a more integrated and efficient European payments market; (ii) to further level the playing field for payment service providers by including new players; (iii) to make payments safer and more secure; and (iv) to enhance protection for European consumers and businesses.

This document offers guidance and is intended to provide high-level assistance to banks in relation to both the interpretation and practical application of the revised Payment Services Directive 2015/2366 (PSD2) and the related Commission Delegated Regulation (EU) 2018/389 of 27

The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, [1] which replaced the Payment Services Directive (PSD), Directive 2007/64/EC [2]) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU ...

The new Directive on payment services (PSD2) introduces the possibility for users that use an online banking account to make payments or to access their Bank statements through software

The PSD2 fully repeals and replaces the 2007 PSD (Directive/64/EC). Member States are required to adopt the majority of the measures necessary to comply with the Directive by 13 January 2018 and apply them starting from the same date. It is also important to note that under PSD2 the Level 2 legislative process applies, in which the

PSD2. The main focus of these guidelines is on the processing of personal data by AISPs and PISPs. As such, this document addresses conditions for granting access to payment account information by ASPSPs and for the processing of personal data by PISPs and AISPs, including the requirements and safeguards in relation to the processing of persona...

2022年12月5日 · The Payment Services Directive (PSD2) empowers the Commission to adopt delegated and implementing acts to specify how competent authorities and market participants shall comply with the obligations laid down in the directive. Find links to implementing and delegated acts for Directive 2015/2366 on payment services (PSD 2).

high level. This scenario, similar to what was achieved for SEPA systems, leads to the adoption of structured data models for XS2A systems (Access To account) in the PSD2 perimeter structured in three different levels: Model data for interoperability of the systems PwC |4 Process level Logical level Physical level Common Language

regulated at EU level. An update of PSD was needed. The objectives of PSD2 are to make payments safer, increase the consumers’ protection, foster innovation and competition while ensuring a level playing field for all players, including new ones. Towards an increasingly integrated EU single market First, let's introduce the Payment Services ...

What is the Payment Services Directive 2 (PSD2)? The revised Payment Services Directive (PSD2) aims to further modernise Europe's payment services for the benefit of consumers and businesses. It promotes the development of innovative online and mobile payments, more secure payments and better consumer protection. At the same time, the