Some ACH return codes have an extended time frame of 60 calendar days. These typically involve unauthorized transactions, giving consumers more time to dispute. Examples include: **R05 ; Special Cases. Certain ACH return codes have undefined time frames, meaning the time frame is determined by the ODFI and RDFI. These special cases include: **R06

R23 Credit Entry Declined by Receiver Any credit entry that is declined by the Receiver may be returned by the RDFI. Examples: (1) a minimum amount required by the Receiver has not been remitted; (2) the exact amount required has not been remitted; (3) the account is

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2025年1月31日 · ACH return codes are a reality if you rely on ACH payment processing to accept customer transactions. While a convenient way to pay, on occasion, you may have an ACH return. NACHA governs the Automated Clearing House (ACH) network and they return reason codes when an ACH payment cannot go through.

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