FICO credit score system updates to affect millions of Americans
3:43
FICO credit score system updates to affect millions of Americans
The company that turns your credit history into what’s known as a FICO score is updating how that number is calculated. These scores are used to determine whether you can receive a new credit card, or get a home or auto loan. Jill Schlesinger joins "CBS This Morning" to discuss a new report that shows the average U.S. FICO score hit an all ...
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A Fair Isaac Corporation (FICO) score is used by credit agencies (such as mortgage companies and banks) to assess the creditworthiness of individuals. Its value ranges from 300 to 850 . An individual with a FICO score over 700 is considered to be a quality credit risk. According to Fair Isaac Corporation, the mean FICO score is 703.5 . A credit analyst wondered whether high-income individuals (incomes in excess of 100,000 per year) had higher credit scores. He obtained a random sample of 40 high
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