An explanation of benefits (EOB) shows you the total charges for your visit. An explanation of benefits isn’t a bill. It helps you understand how much your health plan covers, and what you’ll pay when you get a bill from your provider. What’s on an explanation of benefits? General information about you and your health plan The explanation of benefits includes information about: You (the patient) Your health plan Who provided your care, and when it was provided A reference number called the claim

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