✅ DID YOU KNOW: Underwriting is an important step in the mortgage process! Let’s talk about what goes into it: 🏦 Underwriting determines whether a borrower qualifies for a mortgage loan and if so, under what terms. During underwriting, a lender will review the borrower's credit score, income, employment history, debt-to-income ratio, and other factors to assess their ability to repay the mortgage. 🤔 Thinking about starting the mortgage process? Explore your options today by giving us a call! #