Fha requires 3.5% down payment, max DTI (debt to income) ratio is 56.9, and 580 minimum credit score.🖐 You either have to get an automated approval through DU (desktop underwriter) OR you have to get an approval through manual underwriting🖐 Your assets, DTI, and credit score are looked at together as a whole for approval. So just because you have a qualifying credit score, that doesn't mean you qualify. It just means you have a credit score we can run through the system. The better you DTI and
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Fha requires 3.5% down payment, max DTI (debt to income) ratio is 5…
52 viewsMar 20, 2022
FacebookChadd Johnson
How to Calculate Your Debt to Income Ratio for Mortgage Approval. Read caption. Need help understanding debt to income ratio concerns? Here’s a break down: Most loan programs won’t let your debt to income exceed 50%. This means lenders take your gross monthly income, add up all your monthly debt payments, and calculate the ratio between the two. Knowing this is key when applying for a loan! #debttoincomeratio #mortgageapproval #fha #downpaymentassistance #lenders #grossmonthlyincome #moneymatter
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How to Calculate Your Debt to Income Ratio for Mortgage Appro…
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