Many buyers aren’t aware of the multiple loan types available when buying a home, especially first-time buyers. How about a mini crash course on loan types, starting with the conventional loan? While it’s not your only option, it’s probably the most notable. Here are the top 3 things you should know about this loan type: (1) Not Government-Backed: These loans are not insured or guaranteed by the federal government, unlike FHA or VA loans. (2) Down Payment Requirement: Conventional loans generall

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